Founder • Investor • Writer • Philanthropist

Justin Peter
Gardiner Lowe

American-Swiss entrepreneur with 30 years in global capital markets. Founder of Gardiner Investments. Dedicated to building lasting value and giving back.

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Justin Peter Gardiner Lowe

30 years of building,
investing & leading

Justin Peter Gardiner Lowe is an American-Swiss entrepreneur and the founder of Gardiner Investments, a family office. With three decades of experience in global capital markets and investment banking, Justin has built extensive expertise in origination and capital solutions, underwriting and distribution, special situations, and global asset management.

Justin began investing in hedge funds in 1999 and co-founded Reliance Management, a leading fund of hedge funds manager that grew to over $2 billion in assets under management by 2008. In 2010, Reliance acquired the New York-based Pan Funds and became Pan Reliance Capital Advisors — winning multiple industry awards including Sustained Excellence in Funds of Hedge Funds Management (2014) and Fund of Hedge Funds Adviser of the Year (2013 & 2017).

After a successful exit, Justin founded Gardiner Investments to manage family assets and invest across technology, financial technology, and natural resources — with a particular focus on critical metals via investments in Latin America, Africa, and Europe.

Nationality

American-Swiss

Based in

Miami, Florida

Languages

English, French, Spanish, German

Education

Columbia MBA • LSE B.Sc.

Career

A track record
of building & scaling

2018 – Present

Gardiner Investments — Founder

Founded a family office investing across technology, fintech, and natural resources. Focused on critical metals via investments in Latin America, Africa, and Europe. Chairman of the Advisory Board of PSG Capital and its subsidiary Peregrine, a financial technology company based in Abu Dhabi.

1999 – 2018

Reliance Management / Pan Reliance Capital Advisors — Co-Founder

Co-founded one of the leading fund of hedge funds managers, growing assets under management to over $2 billion by 2008. Acquired NY-based Pan Funds in 2010 to form Pan Reliance Capital Advisors. Won Sustained Excellence in Funds of Hedge Funds Management (2014) and Fund of Hedge Funds Adviser of the Year (2013 & 2017). Successfully exited the business.

1999 – 2001

Software Venture — Founder

Founded a software company that grew out of his work at Broadview International (now Jefferies), a venture and investment banking firm focused on the IT industry, where he executed transactions in the software space. Achieved a successful exit in 2001.

1993 – 1999

Bain & Company — Consultant

Started his career as a management consultant at Bain & Company, serving in the Geneva, Paris, London, and Munich offices across a range of strategic engagements.

Gardiner Investments

Investment focus

Gardiner Investments is a family office founded by Justin to manage family assets and invest across high-conviction sectors. Visit gardinerinvest.com

Technology

Identifying and backing transformative technology companies at the intersection of innovation and scalable growth.

Technology

Financial Technology

Investing in the infrastructure reshaping global financial services — from payments and digital assets to capital markets platforms. Chairman of the Advisory Board of PSG Capital and its subsidiary Peregrine, based in Abu Dhabi.

Fintech

Natural Resources

Focused on critical metals essential to the energy transition, with strategic investments across Latin America, Africa, and Europe.

Critical Metals

Capital Solutions

Leveraging 30 years of expertise in origination, underwriting, distribution, and special situations to deploy capital where it creates the most value.

Capital Markets

Credentials

MBA, 1998

Columbia University

School of Business

B.Sc. (Econ.), 1993

London School of Economics

International Relations

Military Service

Swiss Armed Forces

Completed full service

Gardiner Family Coat of Arms

The Gardiner Legacy

Justin carries forward a distinguished transatlantic lineage that spans finance, diplomacy, and public service at the highest levels. His heritage reflects the same values he brings to his own career: stewardship, integrity, and a commitment to building institutions that endure.

He is the great-grandson of Robert Hallowell Gardiner IV, founder of the Fiduciary Trust Company in Boston in 1928 — a landmark institution in American wealth management. Through the Gardiner line, Justin inherits a tradition of fiduciary responsibility and long-term thinking that informs his approach to investment today.

He is also the great-grandson of Adrien Lachenal, elected President of the Swiss Confederation in 1896, and the grandson of Marc Peter, who served as Ambassador of Switzerland to the United States from 1919 to 1939. This dual American-Swiss heritage is central to Justin's identity and his global perspective on business and philanthropy.

Great-Grandfather

Robert Hallowell Gardiner IV

Founder, Fiduciary Trust Co., Boston (1928)

Great-Grandfather

Adrien Lachenal

President of the Swiss Confederation (1896)

Grandfather

Marc Peter

Swiss Ambassador to the U.S. (1919–1939)

Philanthropy

Giving back

Beyond business, Justin is deeply committed to causes that protect our environment and empower people to live healthier lives. He serves in leadership roles across organisations dedicated to ocean conservation and healthy aging.

Surfrider Foundation

Justin serves as a Board Member of the Miami Chapter of the Surfrider Foundation, a non-profit dedicated to the protection and enjoyment of the world's ocean, waves, and beaches.

Meet the Team →

Fit For Life Foundation

Justin is a Senior Advisor to the Fit For Life Foundation, founded by the Lowe Family, which supports healthy aging and independent mobility of people in aging societies worldwide.

Visit Foundation →

Natural Resources

Critical Metals & Western Supply Chains

Through Gardiner Investments and its strategic investments in Phoenix Mining and Cloudbreak Holdings, Justin is actively involved in developing critical metals for western-aligned supply chains. With a focus on cobalt, nickel, manganese, and rare earths in Africa and Latin America, these efforts aim to secure ethical, ESG-compliant sources of the battery metals essential to the energy transition.

Below is a selection of press coverage and industry articles related to this work.

Sam Jonah's Battery Metal Plans with Tronic Metals

Africa Intelligence covers the strategic partnership in battery metals involving key industry players in the critical minerals space.

Phoenix Mining and SNI Reach Agreement on Nkamouna Cobalt

Africa Intelligence reports on the resolution between Phoenix Mining and Cameroon's national mining interests over the Nkamouna cobalt project.

Phoenix Mining Reaches Understanding with Yaoundé on Nkamouna

Coverage of Phoenix Mining's diplomatic progress with the Cameroonian government on advancing the Nkamouna cobalt-nickel-manganese project.

Phoenix Mining Moves to Relaunch Nkamouna Cobalt Project

Africa Intelligence reports on Phoenix Mining's efforts in Yaoundé to restart operations at one of the world's largest primary cobalt reserves.

Cloudbreak and Geovic Announce Strategic Agreement on Nkamouna Cobalt

BusinessWire announces Cloudbreak Holdings' agreement with Geovic Mining to finance and operate one of the world's largest cobalt mines in Cameroon, positioning the country as a source of ESG-compliant battery metals.

ESG-Compliant Cobalt Operations to Begin in Cameroon

ESG News covers the Cloudbreak-Geovic partnership and its commitment to responsible, ESG-compliant mining practices at the Nkamouna cobalt reserve.

First Novel

Since Ninety-One

A NOVEL BY JUSTIN PETER GARDINER LOWE • AVAILABLE ON AMAZON • MAY 2026

Justin is publishing his first novel in May 2026.

Since Ninety-One is a novel of exceptional precision and restraint. It is written in a register that is rare in contemporary fiction about war and geopolitics — forensic without being cold, morally serious without being didactic. The prose moves between a Miami terrace and a Ukrainian trench with the same unflinching attention, refusing to rank one world above the other. Sentences are built to carry weight quietly: what is not said does as much work as what is.

The structure is architectural — four storylines converging on a Geneva negotiating room in March 2025 — but the novel never feels mechanical, because each character is rendered with the particularity of someone observed rather than constructed. The back-channel diplomatic world is as precisely imagined as the dugout, and both are more morally complex than the genre conventions that surround this territory usually allow.

There are echoes of le Carré in the tradecraft and of Didion in the landscape sentences, but the voice is entirely its own. What distinguishes it finally is its conviction that bearing witness is not a passive act — that writing it down, accurately, in enough copies, is both the subject of the novel and its argument.

Available May 2026 on Amazon • More details coming soon

Writing

Articles & Commentary

Thoughts on markets, investing, entrepreneurship, and the issues that matter. New articles added regularly.

New articles and commentary will appear here

Check back for Justin's latest writing on global markets, critical metals, fintech, and philanthropy.

Get in Touch

Let's connect

Whether you're exploring a co-investment opportunity, seeking advisory guidance, or share a commitment to the causes Justin champions — he'd welcome the conversation.

[email protected]